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INSURANCE, WAIVERS AND SPECIAL SERVICES EXPLAINED.
The availability of Insurance, Waivers and Special Services are
subject to availability
Offers may be withdrawn before confirmed purchase without
notice.
POLICY-INSURANCE is the contract's requirements for
insurance that you agree to when signing.
Click HERE to
see POLICY-INSURANCE.
POLICY-INSURANCE dominates over any explanation below should
any difference be noted.
LIABILITY INSURANCE (CGLI). All events have some risk of
danger and loss. While good practice can reduce incidents, it
makes sense to have insurance to cover any liabilities that
might possibly arise. Amerevent and all of its operations are
covered by a $1MM incident/$2MM aggregate general liability
policy, a full workmen's compensation insurance policy and a
vehicle liability policy. This helps protect clients from claims
in many directions. DO IT YOURSELF CERTIFICATE: Click
HERE
to download Amerevent's CGLI Certificate.
ASSISTED CERTIFICATE: Your account manager can email you a
copy of this certificate. A $10 documentation fee
applies.
YOU
MUST HAVE $1MM CGLI insurance on your event with no more than a
$5000 deductible. The RENTER (customer) is responsible for any
deductible and is solely responsible
for what happens at their event. Amerevent's insurance does not
cover the renter unless you are added as an "additional insured"
and pay the underwriting fees. See: "ADDITIONAL
INSURED FEE" below.
WORKMEN'S COMPENSATION INSURANCE. Workers employed by
Amerevent are covered by Workmen's Compensation at the State
required levels or greater, should
any jobsite injury occur. This helps protects Amerevent, ESITE
owners, and RENTERs from claims should a workplace accident or
injury occur. WORKMEN'S COMPENSATION INSURANCE is regulated by
state law and cannot be subrogated or a non-employer added as an
additional insured.
ASSISTED CERTIFICATE: Your account manager can email you a
copy of Amerevent's current WC policy. A $25 documentation fee
applies.
VEHICLE INSURANCE. Vehicles owned or leased by
AEG are covered by $1 million Commercial Vehicle Insurance should
any vehicle mishap occur. This helps protects Amerevent, ESITE
owners, and RENTERs from claims. DO IT YOURSELF CERTIFICATE:
DOWNLOAD: Click the link in
POLICY-INSURANCE to download a copy of Amerevent's
Vehicle Insurance certificate. ASSISTED CERTIFICATE: Your
account manager can email you a copy of this certificate, but
remember s $25 documentation fee applies.
MRSCP. MECHANICAL RIDES are motor driven conveyances such as
carnival rides, Ferris wheels, carrousels, mechanical bulls,
tracked and trackless trains and people movers. Devices that are
simply motorized blower inflated or not a continually motor
driven conveyance, such as bounce houses, inflatables, rockwalls
and euro-bungees are typically not considered MECHANICAL RIDES.
MECHANICAL RIDES are not provided by AEG and the PARTIES agree
AEG’s recommendation of affiliated or other MECHANICAL RIDE
providers is as a courtesy only and shall in no way assign or
transfer liability to AEG if any liability should occur. In all
cases the RENTER will maintain the insurance necessary and pays
any costs, deductibles and fees required. The AEG provides a $5000 MRSCP (mechanical ride supplemental-self coverage plan) and in
all cases its liability is limited to that amount with the
RENTER responsible for the first $5,000 and any
overages.
SUBROGATION, PRIMARY OR NON-CONTRIBUTORY CONDITIONS. No AEG
insurance may be designated subrogated, primary or
non-contributory to the RENTER’s. The RENTER’s insurance is always
used first.
ADDITIONAL INSURED FEE. All
RENTERs and SITE OWNERs must carry
$1 million per incident in liability insurance for their events.
Many underwriters do not cover events, when this occurs you and
the site owner must become an ADDITIONAL INSURED on Amerevent’s
policy. This provides you $1 million per incident, $2 million
aggregate CGLI liability insurance against claims and defense
costs with a $5,000 deductible within
the policy limits (less excluded and excess claims or costs). Allow AT
LEAST one week for the underwriter to add you to the policy. One
or two names (organizations) may be added at the same time for
the $40 annual listing fee (a separate fee applies for each 1 or
2 names added at the same time). If you have not already paid
for this, it will be billed and must be paid prior to coverage
taking effect. The additional insured is responsible for the
$5,000 deductible, excluded claims and excess claims. Ask your
account manager if you wish to have ADDITIONAL INSURED
protection.
EVENT
INSURANCE REQUIRED OF RENTER. The RENTER shall have ALL RISK liability
insurance of $1 million per occurrence for event liability and
$350,000 for loss of event property, equipment, services and
labor (PSL), subrogated to AEG. ALL RISK shall mean insurance
covering any liability that may occur at RENTER’s EVENT, to
RENTER’s
PARTICIPANTS or on RENTER’s EVENT SITE, including coverage for any
cost, repair or replacement of AEG PSL damaged, lost, stolen or
otherwise used without all costs being covered. This insurance
is to cover any reimbursement wanted by RENTER should RENTER cancel
their event contract for any reason, including weather, disease
or lack of attendance. Such insurance often be obtained through
a homeowner or general liability carrier. If not available,
RENTER
shall become an additional insured (“ADDINS”) on AEG’s CGLI and
MRSCP by paying the current ADDINS fee. If all risks coverage
for PSL is not available, RENTER shall purchase the CDW WAIVER and
be responsible for all deductibles and non-covered amounts.
Unless RENTER is an additional insured, AEG’s insurance shall not
be available to RENTER and will not protect RENTER or its
PARTICIPANTS if a liability occurs. In all instances, the RENTER
and/or PARTICIPANT, not AEG, pays all deductibles, excluded
claims or costs and the first $2,500 of any costs remaining. If
RENTER has not purchased the CDW WAIVER, RENTER shall solely be
responsible for replacement or repair costs of all loss as
determined by AEG the cost of which shall not exceed 12-X DAYRATE. The PARTIES agree no cost under 12-X DAYRATE shall be
challengeable or reviewable.
EVENT CANCELLATION, DAMAGE AND WEATHER ("CDW") WAIVER.
The CDW WAIVER is a limited wavier to help protect against cost,
loss and damages to AEG equipment and services for weather or
any reason except intentional abuse, negligence or default and
also limits costs should the event contract need to be
cancelled. The waiver is not liability insurance and does not
protect the assets of or against the injury to others. It is
provided directly by AEG and must be purchased 45-days or more before the EVENT DATE
(except by consent).
The
CANCELLATION portion provides protection against event
cancellation for any reason prior prior to 72-hours before the
TURN-OVER TIME shown on your contract. Custom items, insurance
and wavier costs, purchases and delivered items are excluded and
not refundable, but by purchasing the waiver cancellation costs
are capped at 20%. No reason is required for cancellation when
the waiver is in effect.
The
DAMAGE and WEATHER portions protect against
loss and damages to AEG equipment while in use. It waives portions of the costs associated with
damage, theft and loss to AEG equipment during RENTER’s rental.
Because equipment replacement costs are up to 12-times the
daily rental, purchase of the waiver is recommended, but
optional. By purchasing the waiver, loss and damages are capped
at 20% of repair or replacement costs.
WIthout the CDW WAIVER: RENTER
is solely responsible for all costs to AEG assets for any
reason, including but not limited to: weather, theft, vandalism,
misuse, act of God, disease and emergency. RENTER is
always responsible for returning PROPERTY in same condition as
delivered regardless of use, delay, additional use or any other
reason. RENTER's account must be timely paid to use the waiver and
the waiver shall be void in case of RENTER DEFAULT.
There is no coverage: (a) on any RENTER PROPERTY used in, with or
on AEG's PROPERTY; (b) on ESITE or PARTICIPANTS and (c) on or
for consequential, subsequent or liability damages. Claims must
be submitted in writing within 20 days of occurrence.
WEATHER RESET COST WAIVER covers the cost to reset equipment
if damaged by weather after a $1.50 per mile portal to portal
cost is paid. Without this waiver, RENTER is responsible for all
costs, including overtime, for emergency response and the
resetting of equipment knocked down or damaged by weather.
SELECT EVENT SERVICE provides pre-selection of only the best
items in inventory with special cleaning, touch-up and detailing
so the best possible presentation, as close as possible to new,
is made. Normal rental inventory is maintained in good
condition, however, it is used and only the viewable end product
is typically considered.
A PRE-EVENT SITE INSPECTION VISIT provides assistance to
determine the specific needs of your event site. This is
important when landscaping, level, available space, utilities
and other conditions may impact potential use. Seeing the actual
site can also give designers the opportunity to imagine
everything possible for it. A PRE-ORDER SS REVIEW assists in
determining the structural and safety needs for an event. This
is important when special or prolonged use is anticipated.
RELEASE WAIVERS. EXCLUDED CLAIMS include those for which the
RENTER or injured
party is determined responsible such as intentional dangerous
acts, willful misconduct and acts not in compliance with safe
use policy or
posted signage. We recommend a
RELEASE SIGN be posted at all entrances and a
RELEASE WAIVER be signed by all participants of ride, game,
cooking and higher risk activities. Excess claims would be those
exceeding policy limits. Policy limits are set high so that
excess claims are not a significant possibility.
EXCLUDED CLAIMS. The RENTER and or PARTICIPANT shall be solely
responsible for all liabilities, damages, injuries and costs of
any claim for which the RENTER or injured party: (1) is performing
or participating in any intentional dangerous acts; (2) is
performing or participating in willful and/or unsafe acts or
misconduct including conduct while intoxicated. The consumption
of any intoxicating substance within 1 hour of the claim
incident shall be deemed unsafe and intentionally dangerous use;
and (3) is performing or participating in acts not in compliance
with safe use policy or posted signage..
DON'T TRUST YOURSELF TO AN UNINSURED OPERATOR. There are
many "hobby" or part-time operators in the event business. True
they have a passion for what they do and love being part of it.
But often you are left totally exposed should an accident occur
or should one of their staff be injured on your site. DON'T RISK
YOUR BUSINESS or YOUR LIVELIHOOD because general liability or
workmen's comp is not provided.
DOWNLOADABLE FORMS. You can get copies of INSURANCE FORMS, RELEASE
SIGNS & WAIVERS for your participants and other helpful
information at:
https://www.amerevent.com/INFO. | 
